Built for Professional Services
Faster Payments and Better Cash Flow for Professional Services
Simplify billing and offer flexible ways to pay so you spend less time managing receivables and more time serving clients.
4,600+
Businesses Trust Us
$22.1+ Million
Processing Fees Saved
$4.5+ Billion
Collected Through Us
238k+ Hours
Given back to our customers
Why Businesses Choose Us
Automated invoicing, reminders, and flexible payment options help firms get paid faster with less administrative work.
Keep more of every dollar
Reduce or offset processing costs with flexible pricing options.
Get paid upfront
Collect deposits, milestones, or installment payments before and throughout the work.
Support retainers and recurring billing
Automate retainers, recurring services, and payment plans.
Automate your receivables
Send invoices once and let the platform handle reminders and follow-up.
Smart Invoicing
Create invoices with installments, automated payment reminders, late fees or early payment discounts.
Payment Requests
Need a quick, non-itemized invoice? Send a payment link by text or email and get paid fast.
Recurring Payments
Set up recurring billing once and create more predictable revenue.
Virtual Terminal
Take payments on the spot or over the phone - with automatic past due balance calculation.
Automatic Payments
Customers authorize payment on file once. Every future invoice processes automatically.
Keep QuickBooks Online. Lose the card processing fees.
Lumina Payments plugs into your existing workflow so everything stays the same - except the fees.
Pay 0% to Accept Payments
Charge $500. receive $500. Not $485.
Set Up in Minutes
Connect Lumina Payments to QuickBooks Online in minutes. Real-time, bi-directional sync keeps everything up to date - no extra work.
Payments on Auto Pilot
Get paid faster by sending your QuickBooks Online invoices by text or email. Most payments land within 1 day.
Client Portal
Give commercial accounts and repeat customers a clean, branded portal to manage invoices and payments - so your team isn't fielding calls about outstanding balances.
Everything in One Place
Every invoice. Every status.
Pay in Seconds
No calls. No waiting.
Digital Wallet
Faster checkout every time.
Branded to You
Looks like your business.
Save up to 100% on your card processing fees
A smarter way to accept payments without the cost.
Automatic Dual Pricing
Offer your customer the option to pay a lower price if they choose to pay with cash or electronic check.
Compliant Surcharging
Add a surcharge fee (example 3%) to the transaction if your customer chooses to pay with a credit card.
Convenience Fees
Add a flat fee (example $2.50) to every transaction regardless of the method of payment.
What can be branded/customized?
Lumina Payments allows for many brand or feature customizations.
Logo, color theme, message details, Payment types (CC, ACH), payment confirmations/notifications, payment terms, tipping, partial payments, hosted payment page field additions, text message contents, and much more can all be set in Hyfin.
Logo, color theme, message details, Payment types (CC, ACH), payment confirmations/notifications, payment terms, tipping, partial payments, hosted payment page field additions, text message contents, and much more can all be set in Hyfin.
Can users have different roles/limits?
Roles are completely customizable.
With proper permissions, Lumina Payments gives the ability to create any number of roles as needed so their employees can create invoices and/or, apply refunds, produce reports, receive payment confirmation or failure notifications, and much more.
With proper permissions, Lumina Payments gives the ability to create any number of roles as needed so their employees can create invoices and/or, apply refunds, produce reports, receive payment confirmation or failure notifications, and much more.
Does the merchant have access to the customer's credit card information?
No.
Lumina Payments does not store or display credit card data. Hyfin receives an encrypted token that is used to facilitate payments.
Lumina Payments does not store or display credit card data. Hyfin receives an encrypted token that is used to facilitate payments.
Is there a limit or fee per Lumina Payments Users?
No.
Lumina Payments does not limit the number of users per merchant account.
Authorized users can add new users and assign permissions according to job function.
Lumina Payments does not limit the number of users per merchant account.
Authorized users can add new users and assign permissions according to job function.
Can customers submit a tip?
Yes, if applicable, tipping can be enabled.
Like the partial payment option, once enabled in Lumina Payments, the option to provide a tip would be available to any and all customers
Like the partial payment option, once enabled in Lumina Payments, the option to provide a tip would be available to any and all customers
Can Lumina Payments automatically charge a credit card on file?
Yes, Lumina Payments supports a "payment-on-file" like functionality which requests customers provide a CC or ACH payment method that can be used for future invoices or to initiate a subscription.
This is completely secure and better than "card-on-file" in that the Credit Card or ACH information is never shared with the merchant and the tokenized payment method can be charged
This is completely secure and better than "card-on-file" in that the Credit Card or ACH information is never shared with the merchant and the tokenized payment method can be charged
Contact Us
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